Your Ford, Your Business
We have flexible finance options for your next venture
Finance Options
Ford Lease
Our Ford Lease product is available on new vehicles with fixed or linked interest rates and offers you the choice between a Full Maintenance Lease or Operating Lease.
Full maintenance lease features
- Full Maintenance Lease.
- End to end Fleet management of the vehicle.
- Guidance in terms of Fleet Policy and all fleet related administration.
- Guidance and assistance with vehicle selection.
- Finance, acquisition, and disposal of the vehicle with the option to purchase the vehicle at competitive prices at the end of the lease contract.
- Service and Maintenance of the vehicle for the contract period – covers mechanical fair wear and tear items and tyres – wear and tear which is not deemed fair will be chargeable to you.
- Annual license renewal included.
- The monthly rental is calculated based on the usage of the vehicle and monitored as such.
- Predictable monthly expense, improved budgeting and cash flow planning.
- Risk and reward of the asset lies with the lessee – Eliminates the risk associated with used vehicle market values.
- Vehicle must be returned to Ford CREDIT as lessee does not become owner.
Operating Lease
Can offer you similar features and benefits to the Full Maintenance Lease with the only exception of Service and Maintenance. The lessor has the option to purchase this directly from Ford and request that this is administered as an Operating Lease with Managed Maintenance.
Commercial Line of Credit
Features
- A revolving credit facility which is renewable annually, creating peace of mind as facility is in place for an initial period of 12 months, eliminating once-off applications.
- No set-up or non-utilisation charges.
- Available for new vehicle finance under any of our finance products.
- Creates better trade-in cycle and management of fleet.
- Facility is customisable to meet your organisation’s needs.
- The facility is available for Ford CREDIT use only and managed by our commercial Business Development Officers.
Farm Plan
Features
- Allows for seasonal payments/skip payments as per agricultural reaping season.
- Available on terms of 12 to 72 months.
- Available with fixed or linked interest rates.
- Ability to settle the loan at any time – an early settlement fee may apply, a deposit may be required.
- An Initiation and Monthly Service Fee applies.
Ford Installment Sale
Our Instalment Sale product is designed to allow you to fully repay the loan over the desired term and is available on new and used vehicles. The vehicle will belong to you at the end of the finance agreement and you will have the choice to select the product with or without a final balloon payment.
Features
- Vehicle belongs to you at the end of the finance agreement once all financial obligations are paid.
- Customised repayment plan with terms from 12 to 72 months.
- Available with fixed or linked interest rates.
- A deposit may be required.
- An Initiation and Monthly Service Fee applies.
- Ability to settle the loan at any time – an early settlement fee may apply.
